Revolutionary new approach sweeps away business credit granting mystique
Accurate and consistent assessment of business credit applications - The mystique long clouding criteria for business credit lending - a major challenge for any business - is being swept away by a...
View ArticleData is new raw material of business - almost on a par with capital, labour
Deep access to user behavioural and demographic data to create actionable insight - Between the dawn of civilization and 2003, five exabytes of data was created; now that amount is generated every two...
View ArticleBusiness sector's debt stress levels tick up, Experian reveals
Rapid growth in consumer spending partly linked to an explosion of unsecured lending - South African businesses experienced growing debt stress levels in the second quarter of 2012 - to break a...
View ArticleAvoid credit heartburn ... check your credit status
A free annual service provided by the credit bureaus as prescribed by the National Credit Act - Analysts are predicting festive season sales to be brisk this December, but consumers should double...
View ArticleDecline in overall debt stress for business is encouraging
This process is likely to remain gradual - The debt stress level among South African businesses improved in the second quarter of 2013, according to the latest KreditMetrix report, published by...
View ArticleUnsecured lending market continues to grow at a slower rate
Evidence of increasing default levels on unsecured credit - According to the latest Experian SA data the country's unsecured lending market continues to grow but at a slower rate.
View ArticleUsed car inflation continues to slide
TransUnion Consumer Credit Index shows that consumer credit health is declining - As new car inflation touched 4.14% in the third quarter of this year - its highest level since December 2010 - used...
View ArticleCollections are critical in the current credit environment
Macroeconomic data indicates that household cash flows are weak to negative - According to the latest Experian SA data, the country's unsecured lending market continues to grow but at a slower rate,...
View ArticleDebt stress among businesses continues to improve - index shows
Mining strike resolution is vital for maintaining business financial health - The Experian Business Debt Index (Experian BDI) shows that debt stress amongst businesses continued to fall in Q1 2014,...
View ArticleQuality data can reduce R10 billion fraudulent insurance claims
Insuring the incorrect vehicles resulting in considerable under collection of premiums - The heavy burden of insurance fraud in South Africa - currently estimated at costing the industry around...
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